What is open, closed? Banks and more on federal holiday


New Years Day marks the end of the hectic social season and a dawning realization that you have some business to do.

However, Saturday, January 1 is a national holiday widely observed by banks, post offices, and couriers, which can lead to confusion over what is open for business on New Years Day.

Read on to find out what you can expect to function normally on January 1, 2021.


Banks won’t open their doors on this New Year’s Day
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Banks will not open their doors on New Year’s Day, according to Banks.org.

But while bank branches won’t open, the majority of customers’ transaction needs can still be met through online banking and ATMs, many of which allow physical cash deposits and withdrawals.

However, people are advised to complete all major transactions before January 1 to avoid any potential financial problems.

And while many banks’ offices will open on Friday, December 31, please note that opening and closing times may vary, so check with your local branch before New Year’s Eve.

Below are the bank hours for most major banks on New Years Eve, according to the respective bank’s websites and TheHolidaySchedule.com.

  • Bank of America: regular branch hours
  • Bank of the West: normal branch opening hours
  • BBVA USA: Normal branch opening hours
  • BB&T: Normal branch opening hours
  • BMO Harris Bank: Normal branch hours
  • Capital One: regular branch opening hours
  • Chase Bank: Branches open from 9 a.m. to 6 p.m.
  • Citibank: Normal branch opening hours
  • Citizens Bank: Closed all day
  • Fifth Third Bank: regular branch opening hours
  • Huntington National Bank: Normal branch hours
  • KeyBank: normal branch opening hours
  • United People’s Bank: normal branch opening hours
  • Banque PNC: normal branch opening hours
  • Bank of the regions: normal branch opening hours
  • Santander Bank: normal branch opening hours
  • SunTrust Bank: Normal branch opening hours
  • TD Bank: Normal branch hours
  • UBank: normal branch opening hours
  • Union Bank: Branches will close at 3 p.m.
  • American Bank: Branches open from 9 a.m. to 3 p.m.
  • Veritex branches will close at 4 p.m.
  • Wells Fargo: regular branch hours

Customers can expect banks to resume normal business hours from Monday, January 3, 2022.

Post office

United States Postal Service
All United States Postal Service (USPS) locations to close on New Years Day 2022
Justin Sullivan / Getty Images

All United States Postal Service (USPS) locations will close on New Years Day 2022, meaning mail will not be collected from the blue collection boxes on Saturday, January 1.

But while regular mail will also not be delivered on New Years Day, the USPS site confirms that all Priority Mail Express mail will be delivered.

All USPS branches and services will operate as usual on December 31, New Years Eve, and normal hours and services will resume at all locations starting Monday, January 3, 2022.


No FedEx service will operate on New Years Day 2022 except for its critical service
Robert Alexander / Getty Images

According to its site, no FedEx service will operate on New Years Day 2022, except for its critical service.

Most services will be available during regular business hours on Friday, December 31, with the exception of FedEx Express, FedEx Freight, and FedEx Office, which will operate at modified hours.

All services will close on Sunday, January 2, with the exception of FedEx Home Delivery and FedEx Office, which will also operate at modified times.

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