MyBankTracker’s Best of Banking Awards for 2022 Recognize the Most User-Friendly Products |


HOST CITY, California, December 16, 2021 / PRNewswire / –, one of the leading personal finance sites, today announces the winners of the Best of Banking Award for 2022. This year’s accolades highlight the best banks and financial products on the market in 24 categories, including the most user-friendly offers.

MyBankTracker has hosted the annual awards for over a decade to help Americans get the most from their money and improve their finances. We rate and review thousands of banks and financial products on aspects such as fees, interest rates, user-friendly features and benefits such as ATM reimbursement, perks and rewards, budgeting tools, etc.

Best national banks

Domestic banks can be convenient for consumers who prefer to do their banking in person.

Best online banks

the best online banks tend to offer better interest rates and charge lower fees.

  • Axos Bank
  • Allied bank
  • Discover the Bank

Best credit unions

These credit unions offer the best banking products and services to their members.

  • Caisse populaire d’Alliant
  • PenFed Credit Union
  • Consumer credit union

Best Regional Banks

Hundreds of banks have been scanned for the most consistent rates, the best customer service, and the lowest fees.

  • northeast – Citizens’ Bank, Santander Bank and KeyBank
  • South – Fifth Third Bank, Synovus Bank and Prosperity Bank
  • Where is – Union Bank, Bank of the West and Umpqua Bank
  • Midwest – Huntington Bank, BMO Harris Bank and Fifth Third Bank

Best chequing accounts

In 2022, the best checking accounts provide the services consumers need at no high cost.

  • Verification of Axos banking rewards
  • Ally Bank Interest Check
  • Schwab High Yield Investor Checking
  • Alliant Credit Union High Rate Verification
  • Checking the pursuit total

Best savings accounts

As of Q4 2021, the market leading rate is around 0.50% APY – led by online accounts.

  • Ally Bank Online Savings Account
  • American Express High Yield Savings Account
  • Discover the savings account online
  • Capital One 360 ​​performance savings
  • Marcus Online Savings by Goldman Sachs
  • Axos Bank High Yield Savings

Best Cash Back Credit Cards

Our analysts consider the following best cash back credit cards.

  • Wells Fargo Active Payment Card
  • American Express Favorite Blue Cash
  • Citi personalized cash

Best Travel Credit Cards

These are the best credit card options for upcoming travel plans.

  • Chase Sapphire Reserve
  • The American Express Platinum Card
  • Capital One Venture X Rewards

“Consumers are really becoming aware of the high inflation rate as the New Year approaches, which is a great time to review and improve their finances,” says Simon zhen, chief research analyst for the personal finance site and chief price curator. “Our goal is to help Americans spend smarter, invest wisely, and reduce the research burden of the countless products on the market.”


The MyBankTracker editorial team analyzes and compares the best financial institutions and products in the United States to recognize winners who provide consumers with the best options for their money. For the methodology of each award, click on that section in the article.

For the full list of winners in each category and more information on participating banks and financial products, visit

About MyBankTracker

MyBankTracker is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a leader in providing performance market technologies and services to the financial and home service industries. QuinStreet is a pioneer in providing online marketplace solutions to match searchers with brands in digital media. The company is committed to providing consumers with the information and tools they need to research, find and select the products and brands that meet their needs. MyBankTracker is a member of the expert research and publishing division of QuinStreet.

MyBankTracker is an independent comparison website that helps consumers make smart banking and financial decisions. The mission is to match consumers with their ideal bank by providing and tracking detailed information on more than 5,000 banks, credit unions and financial products. Using a combination of technology and money management expertise, MBT provides personal finance comparison tools and educates consumers to optimize their relationships with banks and lenders.

Twitter: @mybanktracker


Media contact

Amy Eury

Senior Manager, Public Relations


[email protected]


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